Skip disability assistance statement.

Welcome to our website! As we have the ability to list over one million items on our website (our selection changes all of the time), it is not feasible for a company our size to record and playback the descriptions on every item on our website. However, if you have a disability we are here to help you. Please call our disability services phone line at (256) 844-9511 during regular business hours and one of our kind and friendly personal shoppers will help you navigate through our website, help conduct advanced searches, help you choose the item you are looking for with the specifications you are seeking, read you the specifications of any item and consult with you about the products themselves. There is no charge for the help of this personal shopper for anyone with a disability. Finally, your personal shopper will explain our Privacy Policy and Terms of Service, and help you place an order if you so desire.

Synchrony HOME

Financing with Mattress Planet with a Synchrony HOME credit card makes it fast, simple, and secure to apply online. Receive quick notice of approval, along with your credit card account number and credit limit and you can use it instantly in our store. Start shopping today!

Once you receive your account number, please call us at 256-844-9511 to place your order

Synchrony Financial

Enjoy everyday benefits, everywhere the card is accepted.


cash back

on purchases under $299

paid as statement credit.1

Now through December 31, 2019.



Promotional Financing

on purchases of $299 or more2

Benefits of the Synchrony HOME Credit Card

  • 2% cash back as a statement credit onpurchases under $299 through December 31, 20191

  • 6 Months Promotional Financing on purchases of $299 or more2

  • 12 to 60 Months Promotional Financing on qualifying purchases at participating Synchrony HOME retailers

  • Online account management and customer service

  • A dedicated credit limit for home purchases from furniture and décor to appliances and more, with buying power to get what you want and need for your home*

  • No annual fee3, free FICO credit scores4 and the ability to request a credit limit increase5

  • $0 fraud liability and 24/7 secure account man

Manage your account with Synchrony.

Make payments, view your balance, update account information and schedule up to 12 payments at a time.

*Subject to credit approval

1 Net card purchases (purchases minus returns and adjustments) less than $299 made with the Synchrony HOME Credit Card will earn 2% cash back rewards paid as a statement credit. Statement credits will be issued within 1-2 billing cycles a!er qualifying purchase is made. Fees and interest charges do not qualify for rewards. Account must remain open, in good standing, and not become delinquent. Subject to credit approval. We reserve the right to discontinue or alter the terms of this offer at any time. 2 Subject to credit approval. Minimum monthly payments required. Promotional financing offers available at the time of purchase may vary by location. See store for details. 3 For new accounts: Purchase APR is 29.99%. Minimum interest charge is $2. 4 FICO® Scores are available by accessing the online account servicing site at Scores are available online only to primary cardmembers with an open account. FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries. 5 You may be required to provide your annual net income if we do not have your recent information on file. No interest if pain in full within 6/12/18 months on purchases of $299/$699/$999 or more. Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within 6/12/24 months or if you make a late payment. Minimum payments required. No interest and 36/48/60 monthly payments 6 on mattress purchases of $1,399/$1,999/$2,999 or more. The only mattress brands available for 36/48/60 month financing are Sealy, Tempurpedic, Stearns & Foster. Clearance items may not qualify for financing call store for details.

Acima Financing


Apply for a no credit needed payment plan from Acima

Purchasing with Mattress Planet with an Acima payment plan makes it fast, simple, and secure to apply online. Receive quick notice of approval, along with your approval amount that you can use instantly. Start shopping today!

Apply Now

Once you receive your account number, please call us at 256-844-9511 to place your order

Approval Requirements

We don't ask a lot. Our approval process boils down to four, simple questions.

Income History

Do you have a three-month history with your current employer or source of income?

Monthly Income

Do you deposit $1,000 or more into your checking account each month?

Checking Account

Have you had a checking account for at least 90 days?

Checking Activity

Is your checking account free from NSFs, excessive overdrafts, and negative balances?